Property & Casualty Consulting

HM is a leading risk management consultant and broker of commercial Workers’ Compensation Insurance in the Midwest assisting clients nationwide.  We are experienced in developing innovative risk management program designs with respect to retentions, collateral requirements and various alternative risk financing solutions.  Additionally, HM deploys claim management and loss prevention experts for our clients to enhance their safety and loss mitigation efforts and to minimize problems with OSHA.  Within our Risk Management Department, we have been fortunate to develop and maintain superior relationships with the local, regional and national management of major insurers of Workers’ Compensation (and Excess Workers’ Compensation for Qualified Self-Insurers).