Property & Casualty Consulting

Property

At HM, our professionals work with you to create a customized insurance program for the protection of your global assets and earnings stream.

Services we provide include:

Coverage form analysis
Identification of risks
Cat exposure analysis
Risk Management Benchmarking
Program design and placement
Budgeting and cost allocation
Insurer recommendations evaluations and cost/benefit modeling
Business Interruption and Extra Expense Analysis
Claims advocacy
Contingent/Interdependency identification
Loss Prevention and Risk Mitigation
Carrier financial strength evaluation
Identification of market trends

Property & Casualty Coverages

Builder's Risk

Builder’s Risk Insurance is a type of Inland Marine coverage that is specific to new construction or remodeling/updating of existing structures. To learn more about Builder’s Risk, click here.

Cyber Liability coverage is designed to provide protection related to technology and data security, which are typically not included by commercial general liability policies. To learn more about Cyber Liability, click here.

Executive Risk

HM Executive Risk (HMER) has a wealth of experience in the arena of management liability insurance, having provided consulting and placement services to organizations ranging from non-profits to Fortune 25 corporations. To learn more about HM Executive Risk, click here.

General & Product Liability

HM has the experience to ensure proper identification, evaluation, classification and rating of various liability risks. To learn more about General and Product Liability, click here.

Inland Marine

Inland Marine Insurance covers virtually every instrumentality of transportation other than by ships or ocean going vessels. To learn more about Inland Marine Insurance, click here.

Ocean Marine

Ocean Marine Insurance provides coverage for shipments of goods to and from anywhere in the world. To learn more about Ocean Marine Insurance, click here.

Surety/Bonds

HM has the market relations, experience and technology that can help you in this specialized field. To learn more about Surety & Bonds, click here.

Workers' Compensation

HM is a leading risk management consultant and broker of commercial Workers’ Compensation Insurance in the Midwest assisting clients nationwide. To learn more about Workers’ Compensation Insurance, click here.