Solutions – The personal lines department at HM helps clients customize individual solutions to their personal insurance needs in a variety of areas. We offer insurance protection on all of your personal possessions, including your home, vacation home, contents, scheduled valuables (such as jewelry, furs, fine arts, silver, antiques, etc.) automobiles, watercraft and recreational vehicles. We also offer personal umbrella liability protection, which is additional liability coverage that extends over your primary limits of liability.
Client Review – As a service to potential clients, we will review your current personal insurance program and provide you with a cost comparison and alternatives to your current program. We will help identify potential gaps in coverage, offer competitive pricing while selecting the best products for your particular needs. The companies with whom we can place your insurance have the highest rating in the industry, outstanding claims service records, and offer a complimentary service of replacement cost appraisals on homes that exceed a certain value.
Expectations – As your personal lines agent we can accommodate your needs on a very specialized individual basis. We have a very close, hands-on approach, which will leave you with peace of mind on your personal insurance program. The personal lines department is staffed with experienced, caring individuals; they are consistently being exposed to new products and ideas with respect to the trends in the marketplace. We use that information to help educate our clients.
For more information, contact:
Personal Lines Account Executive
Office: (314) 746-4742
Fax: (314) 889-3734