In addition to being a proud supporter of local organizations committed to the greater good of the St. Louis metro community, HM is proud to be broker/partner with many Social Service and Non-Profit organizations which provide essential services such as social welfare, crisis intervention, children and family services, employment and residential supports for people with mental retardation or developmental disabilities, halfway homes and others.
HM designs and implements risk management and risk transfer programs tailored for numerous companies in the world of mental health care, addiction treatment, medical & physical rehabilitation, developmental disabilities and community/social services. Our team is actively involved in legislative and regulatory activities, keeping current with operational aspects such as:
This knowledge of the Social Service and Non-Profit sectors, along with in-depth analysis of your exposures and risk profile, gives HM an advantage in outperforming competitors. The relationships we maintain with strong, financially stable carriers assures you of receiving competitive pricing for all areas of coverage. We share a common business focus with our clients: using intelligent insurance, risk transfer and risk avoidance strategies to improve your business performance.
In addition to HM’s innovation, expertise, service and advocacy, our clients gain a powerful advantage in seeking to increase the value proposition of their goods and services, moving towards low-cost producer. With this approach our clients can redirect assets to higher return investments than typical insurance products provide and utilize assets where they get the highest return, thus bolstering Balance Sheet protection which is our ultimate goal.
Please contact George Gladis if you have any questions.