Industry

Services included in our comprehensive program are:

• Policy Review

• Marketing

• Loss Analysis and Loss Control

• Claims Audit

• Policy and Procedures Audit

• Benchmarking Services

• Builders’ Risk

• Coordination of FPD’s objectives – between Union, BOD’s andinsurance companies

• Employee Benefits including Health Insurance, Pension Servicesand Voluntary Benefits

In addition, HM assists with the coordination of additional services offered by insurance companies, including:

• Best Practices for Management Liability

• Technical assistance for interpreting code standards and regulation

• Building replacement cost estimator

• Loss Control

• Education and Training workshops

• We are Commercial Insurance Brokers. As a broker, we can access several companies for quotes vs. an agent who represents one specific company.

What services can you as a broker offer, in addition to placing our insurance?

• Employee Benefits – including Health Insurance and Pension Plans

• In-house Claims Management

• Management Liability – including Fiduciary Liability

• Referral Networks – including Accounting and Legal Services

​What companies do you represent? 

• Our top relationships for FPD’s are with ESIP, Fire Pak – Continental Western, VFIS, Missouri Employers Mutual, and Fire Plus.

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Where are you located and where do you do business?

• We are located in St. Louis, Missouri. We focus in Missouri and Illinois, but are licensed in all states.

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What type and size districts qualify for your programs?

• Career and volunteer; all sizes, large and small.