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  • About HM
  • Property
  • Employee Benefits
  • Personal
  • Claims
  • ​Specialty
  • ​Industry
  • Contact HM

Industry

Construction Group

Our construction specialists have been in this business a long time, with an average of 25 years experience. The types of experience include insurance company underwriting, agency marketing and servicing of clients. The insurance business is driven almost entirely by working relationships developed over years with the various insurance carriers. We believe that our size and agility makes us the best choice to deal with all of your construction needs.

HM has the ability to handle every type of construction exposure including:

  • Controlled insurance programs (OCIP’s, CCIP’s and Rolling Programs)
    – We have a proprietary, in-house system for managing these programs.

  • This program is locally run making the system very flexible withrespect to use and reporting abilities.

  • Project specific programs for General Liability, Workers’ Compensation,Pollution, and Professional Liability.

  • Environmental Programs covering all construction activities.

  • Surety Bonds

  • Subcontractor Default Programs

  • Builder’s Risks

  • Global programs

  • Political Risks

  • Construction Defects

  • Contractor’s Professional Liability

  • Claims Management, including claims audits, loss projections andtotal estimated claims costs.

  • Loss Control Services, including training of client’s personnel.

  • Marine Construction Liability

HM is privately owned by local people. As such, we are able to dedicate our resources however we choose since we do not pay a home office some percentage of our revenue. By being able to add to or rearrange our resources, we have the ability to put programs together very quickly by dealing with a wide variety of insurance companies. Our relationships go to the executive management of our carriers.

Contact us if you have any issues causing stress in your insurance/risk management program so we can offer you suggestions to solve your problems. We strongly believe in open and honest communication throughout the entire process.

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Contact HM

HM Risk & Benefits

  • St. Louis Headquarters
  • 8235 Forsyth Boulevard, Suite 1200, St. Louis, Missouri 63105-1643
  • Toll Free: 800-489-6626 | 314-746-4700
  • 314-889-3700
  • https://hmrisk.com/
  • Springfield, MO Office
  • 2925 E. Battlefield, Suite 120, Springfield, Missouri 65804-4020
  • Toll Free: 844-432-1010 | 417-895-4600
  • 417-895-4602

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