Name: HM Risk
Address: 8235 Forsyth Boulevard, Suite 1200, St. Louis, MO, 63105
Telephone: 314-746-4700

Finding the proper insurance coverage for your high-value possessions should be considered carefully. Relying on Homeowners insurance is often not enough to protect you in the event of a loss. HM can assist you in making sure your valuable articles are insured properly.

Coverage Highlights:

Worldwide coverage.
High coverage limits are available.
Agreed Value – 150% protection is available for appreciated market values.
Scheduled coverage – allows collectors to receive the full value of a scheduled item at the time of a covered loss – Proper documentation, such as a bill of sale, will help ensure an expedient and seamless claims resolution.
Blanket coverage – often selected for collections that include a long list of moderately valued items, all collection items under one coverage limit.
Art Collection Management Services – provides comprehensive and professional collection maintenance programs to help preserve and enhance the value of your clients’ fine collectibles .
Access to Excellent Claims Service.
Special pricing is available for in-vault jewelry.
High blanket per item limits are available.
Deductibles available – if desired.

Each insurance carrier we represent offers a variance of coverage and eligibility requirements may apply to these coverages.

Personal Lines

Collections

Coverage Highlights:

Personal Lines Menu