• About HM
  • Property
  • Employee Benefits
  • Personal
  • Claims
  • ​Specialty
  • ​Industry
  • Contact HM

Call us toll free 800 489 6626

HM Risk and BenefitsHM Risk and Benefits
  • About HM
  • Property
  • Employee Benefits
  • Personal
  • Claims
  • ​Specialty
  • ​Industry
  • Contact HM

Specialty

Automotive Dealer Programs

Home » Automotive Dealer Programs

Whether you are a franchised dealer or an independent dealer, HM knows the risks you face and how to make sure you’re covered. At HM, we pride ourselves on tailoring programs to meet each client’s specific needs, including automobiles and motorcycles, trucks and busses, RVs and equipment, and more. Programs offer not only General Liability but also Open Lot coverage with more specific coverage options available, such as comprehensive, collision, theft, fire, windstorm, flood, hail, earthquake, vandalism, etc. And dealerships that provide repair services also face other exposure challenges. At HM, we will help you identify the right solution to fit your particular needs and navigate the risks of your industry.

HM has access to several of the industry’s top Auto Dealer insurance programs. Our professionals have extensive experience helping franchised and non-franchised dealers protect their operation, employees and property with competitively priced products backed by a range of A-rated insurance companies.

Are you struggling with an increase in cost for your Workers Compensation coverage due to recent claims? Let us help! Together with our on-staff professionals and access to markets that specialize in Loss Control and Claims Management designed specifically for auto dealers, we can help you get that E-Mod rating back down so you can attract more competitive rates for your coverage.

HM also offers competitive Dealer Open Lot Coverage. Contact us for a list of unique features offered by this program!

In addition, HM has access to programs for more than just Auto Dealers. We also work with Boat/Yacht Dealers, Motorcycle and ATV Dealers, Recreational Vehicle Dealers and Heavy Truck Dealers ( i.e. Volvo, Freightliner, Kenworth, etc.)

Please contact Jeff Walters if you have any questions.

Jeff Walters
(314) 746-4724
jwalters@hmrisk.com

Some key coverages include:

  • Dealer Open Lot Coverage for Inventory

  • Property Insurance (Business Personal Property, Parts Inventory, Tools and Equipment)

  • Garage Liability and Garage Keepers Legal Liability

  • General Premises and Operations Liability

  • Odometer E&O

  • Internet and Network Liability

  • Auto Physical Damage

  • Crime Insurance

  • Workers Compensation

  • Employment Practices Liability and Directors and Officers

  • Liability Coverage

© 2023 · hmrisk.com

  • Home
  • Contact HM
  • Privacy Policy