Personal Lines

Multi-Car Discount – is available when two or more cars are insured

Defensive Driver Discount – Drivers may qualify for a discount if they have completed a defensive driving course recognized by the Department of Motor Vehicles

Agreed value – if a covered total loss occurs, you’ll receive that agreed-upon amount, regardless of if the value of your car has depreciated

High liability limits – liability limits of up to $1 million in coverage for bodily injury and $1 million for property damage are available. Higher liability limits are available for uninsured/underinsured motorist coverage as well

New car replacement – if a new vehicle is totaled within three years of its purchase, you can opt to receive the agreed value; replace it with a vehicle of the same year, make, and model

Rental car reimbursement – choose per day limits or no per day limit up to $12,500 maximum if you want to rent a comparable vehicle to the one you currently own

Towing and labor offer – enhanced limits available

World Wide liability – available