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HM Risk and BenefitsHM Risk and Benefits
  • About HM
  • Property
  • Employee Benefits
  • Personal
  • Claims
  • ​Specialty
  • ​Industry
  • Contact HM

One of the largest independent insurance consultants in the Midwest.

  • Integrated insurance, legal, and HR experts all under one roof.

  • Delivering hands-on service and tailor-made solutions.

  • Reinventing the consulting relationship by challenging the status quo.

Worldwide Broker Network (WBN) logo

HM is a member of the Worldwide Broker Network (WBN).

The WBN is comprised of more than 100 top-quartile firms in their respective markets on 6 continents, making it the largest network comprised of independently owned and managed firms dedicated exclusively to cross-border collaboration on behalf of clients.

Property & Casualty

At HM, our professionals work with you to create a customized insurance program for the protection of your global assets and earnings stream.

Employee Benefits

Many employers struggle to balance employee needs with their own bottom lines. Helping to meet these divergent needs is HM’s specialty.

Personal Lines

The personal lines department at HM helps clients customize individual solutions to their personal insurance needs in a variety of areas.

Claims & Loss Control

HM’s claim department will work as your liaison to assure that the provider(s) are managing your claims appropriately. And as a part of our loss prevention program, HM will evaluate and assist you in developing a program designed to meet those specific needs.

Specialty

The insurance requirements of your industry vary from others so it’s critical to identify a broker with the knowledge to address those subtle but vital differences.

Industry

The experienced team at HM can provide the strategic focus necessary to uncover the distinct needs of your industry and identify appropriate insurance solutions.

Why You Should Choose HM

At HM, our staff is hand-picked from experienced professionals who have all joined the HM team for one reason: greater flexibility to serve our clients with the attention they deserve. Since we are privately-held, our focus is on our clients, not shareholders. 90% of our earned revenue is used to serve our clients. We also have a lower than average client-to-consultant ratio, which means that our clients receive more focus and more access.

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