Your business may have competitors but your needs are unique. The insurance requirements of your industry vary from others so it’s critical to identify a broker with the knowledge to address those subtle but vital differences. HM recognizes the importance of having resources available to support the needs of our clients in the many specialty areas in which they are focused. Our team assists clients in traditional industries, such as manufacturing and retail, as well as developing industries like alternative energy and Green-focused areas.
HM has experience working with companies that have filed or are about to file for either Chapter 7 (to be liquidated and go out of business) or Chapter 11 (to be reorganized and continued) protection, and their respective insurers. We apply the same basic principles of Enterprise Risk Management to very unique and unusual circumstances with regard to client-insurer relations. To learn more about Bankrupt Companies, click here.
HM has decades of experience in evaluating, designing, establishing and managing Captive Insurance Companies all over the world, from pure, wholly-owned single parent captives, to segregated-cell rent-a-captives. To learn more about Captive Insurance, click here.
Managing global risks requires experience and knowledge of the international marketplace as well as the ability to provide a high level of local service for our clients operating on a worldwide basis. To learn more about Foreign Exposure, click here.
Constructing buildings to “Green” standards is gaining in popularity. However, not understanding the additional considerations that come along with it can increase your exposure in the event of a loss. To learn more about Green Builder’s Risk, click here.
HM has extensive experience with the various underwriters and coverage forms available from global markets that provide Product Recall Insurance. To learn more about Product Recall Insurance, click here.
Sometimes called Credit Insurance, Trade Credit is an evolving area of risk transfer for companies that have commercial accounts receivables that could be exposed to catastrophic loss resulting from the insolvency or “non/slow-payment” by its buyers and from political events that obstruct payment. To learn more about Trade Credit Insurance, click here.